What We Do and Don’t Fund 

At Postcode Innovation Trust, our mission is to support ambitious, mission-led organisations to scale their impact through social investment. We fund high-quality, high-impact projects that demonstrate innovation and sustainability — helping to build a healthier, fairer and greener society. 

This page outlines what we look for, and what we don’t fund, to help you decide if your organisation is a good fit for our Social Investment Programme.

 

✅ What We Fund 

We invest in social enterprises and charitable organisations that: 

  • Are non-profit distributing with an asset lock and a clearly embedded social or environmental mission 

  • Are based in Great Britain  

  • Can clearly demonstrate strong social or environmental impact 

  • Will use investment to increase impact, not just sustain current operations 

  • Are looking for repayable finance to help grow earned income 

We support investment in: 

  • Business development 

  • Capital expenditure 

  • Property purchase 

Above all, we’re looking for innovative approaches that go beyond the minimum — projects that are ambitious, well-designed and capable of delivering meaningful, measurable change. 

We’re open to being part of a larger funding package — working alongside other funders or lenders to help you raise the capital you need. 

Eligible organisation types include: 

  • Registered charities 

  • Community Interest Companies limited by guarantee (Schedule 1) 

  • Community Interest Companies limited by shares, that cannot pay dividends to individuals (Schedule 2) 

  • Community Benefit Societies 

  • Industrial & Provident Societies 

  • Charitable Incorporated Organisations 

  • Companies limited by guarantee with a mission lock

 

❌ What We Don’t Fund 

Given we can only progress a limited number of applications each year, we focus our investment where we believe it can have the greatest catalytic impact. As such, we’re unable to support: 

  • Working capital or support with short-term cash flow 

  • Bridging finance or refinancing of existing debt 

  • Routine repair and maintenance of buildings or infrastructure 

  • Projects without a clear link between investment and increased impact 

  • Organisations with poor credit history, weak governance, or lacking repayment capacity 

  • Organisations not seeking to grow trading income 

We also cannot fund organisations that: 

  • Are not legally incorporated or asset-locked 

  • Are Schedule 3 CICs (Community Interest Companies limited by shares that pay dividends) or private companies ltd by shares.  

If you're looking for support with these areas, you may wish to explore other social investors listed on Good Finance, which offers a comprehensive directory of funding options across the sector.